Disclaimer concerning any investment advice in this blog: I am not a registered investment advisor. You must assume any risk of following my advice. I may change my positions from time to time based on either new information or a new approach to looking at investments.
Note that this is a free blog so all advice is provided free of charge. Also note that I do not accept any compensation for any recommendations that I make.
All advice is provided "as is" without warranty of any kind. I make no representations and disclaim all express, implied and statutory warranties of any kind to you and/or any third party, including any warranties of accuracy, timeliness, completeness, merchantability and fitness for any particular purpose.
Unless due to willful misconduct or gross negligence, I will have no tort, contract or any other liability to you and/or any third party. I will under no circumstance be liable to you and/or any third party for any lost profits or lost opportunity, indirect, special, consequential, incidental or punitive damages whatsoever, even if I have been advised of the possibility of such damages.
Some U.S. states and foreign countries provide rights in addition to those above or do not allow the exclusion or limitation of implied warranties or liability for incidental or consequential damages. Therefore, the above limitations may not apply to you, or there may be state provisions which supersede the above. The terms of this disclaimer are governed by the laws of the State of Ohio.
I will disclose any material investments in specific stocks and bonds for which I am making recommendations.
If you are an attorney and think that this was written by an amateur, you would be right.