When are people going to think about risks?

Houses in Paradise, California are not designed to resist forest fires.

Houses in Oklahoma are not designed to resist tornadoes.

Houses in the Florida panhandle are not designed to resist hurricanes.

Houses in Memphis, Tennessee are not designed to resist earthquakes.

In most of the country, power, phone and cable wires are placed on poles, which are subject to all of these Disasters, except for earthquakes

These are areas known for natural risks. Why do so many people die and so many others have their lives ruined due to society ignoring these risks?

Edited November 23 to fix errors and add labels.